| 11/17/2017 12:35:31 AM auzzieyank |
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| With such a large retirement fund I don’t understand why it’s fpgrowing so slowly. |
| 12/1/2017 7:46:04 AM retire4lyfe |
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| I don't understand why you think it is growing so slowly? Do you mean month over month or yearly? Our returns for the last year have been 20%. If you mean why it is slow over the last few months, we max out our accounts as soon as possible so towards the end of the year we have less savings going to the accounts because we have hit the limits on savings except for company matches. |
| 12/20/2017 7:38:48 PM auzzieyank |
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| Looking at your chart history again I think I was talking about in the beginning of you accumulation journey. I was thinking it should have gone more exponential earlier on, the last several years it has really gone more vertical. |
| 12/23/2017 7:33:39 PM retire4lyfe |
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| Yes, I agree the first few years on the chart we where selling two homes, building a larger one and trying to pay as much on it as we could with the majority of our net worth in real estate at the time. Then kids and focused on the mortgage as well as purchasing another rental that didn't start turning a profit for about a year. Market was down also during 2008-9, but we didn't have a whole lot in at that time and was learning about indexing also, so I think as our investing knowledge and income has increased it has helped tremendously. |
| 12/23/2017 7:36:34 PM retire4lyfe |
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| One other final comment, I never adjust our real estate values from what we paid for them, so I think that understates our net worth as they are still valued at what we purchased them at, and one we have owned for 18+ years. |
| 1/10/2018 1:23:47 AM auzzieyank |
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| Okay, thanks for the clarification. Now the early history makes sense. Nice job getting to FI! |
| 1/10/2018 1:26:17 AM auzzieyank |
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| Check out Roth IRA latter at madfientist.com |