Net Worth Comparison

4eaxfm's Profile

Currency
United States Dollar - USD
Date Joined
8/26/2016
Salary Range
0 - 9,999
Occupation
Retired
Age Range
50-54
Cost Of Living
Medium Cost Of Living (MCOL)
About Me
Typical LBYM'er, recently retired.
Why I Joined
Because NetworthIQ.com died
Best Financial Decision
LBYM, followed closely by buy & hold and resisting the urge to time the market
Worst Financial Decision
Buying penny stocks in a small company, simply because my friend had become a VP there. Total loss!
Current Investing Strategy
Max out tax advantaged account contributions (HSA, 401k, Backdoor Roth IRA, Mega-backdoor Roth, 529), primarily utilizing low ER index funds/ETFs with aggressive growth portfolio.

2020 UPDATE: Since retiring, it's less about stacking the benjamins and more about minimizing outflow through tax & tax credit optimization and student financial aid optimization for kids heading to college soon. I have also allowed myself to day trade with ~1% of my net worth. It's been surprisingly profitable, but I still hold 99% true to my passive / buy&hold roots.
How do you manage your finances?
Weekly accounting, "rebalancing" primarily through new contributions rather than actually moving investments. Auto-pay whatever I can, preferably with a cash-back rewards credit card.
What tools do you use?
Excel, Mint, Personal Capital, FIRECalc, I-ORP
Favorite Authors
Thomas Stanley, William Danko
Favorite Books
Millionaire Next Door
Last Login
2/24/2024
Budget
This user has not created a budget
Net Worth Entries
All values shown in USD ($)
2024 - February $4,317,191 $913 $4,316,278
2024 - January $4,178,383 $2,834 $4,175,549
2023 - December $4,183,317 $15,457 $4,167,860
2023 - November $4,038,729 $6,635 $4,032,094
2023 - October $3,749,049 $2,078 $3,746,971
2023 - September $3,915,904 $3,436 $3,912,468
2023 - August $3,967,808 $14,216 $3,953,592
2023 - July $4,095,609 $4,157 $4,091,452
2023 - June $4,005,659 $4,113 $4,001,546
2023 - May $3,820,128 $9,417 $3,810,711
2023 - April $3,809,693 $7,523 $3,802,170
2023 - March $3,776,568 $3,841 $3,772,727
2023 - February $3,731,632 $12,093 $3,719,539
2023 - January $3,826,170 $6,037 $3,820,133
2022 - December $3,641,256 $2,994 $3,638,262
2022 - November $3,769,142 $1,425 $3,767,717
2022 - October $3,640,294 $1,609 $3,638,685
2022 - September $3,426,493 $8,813 $3,417,680
2022 - August $3,706,986 $1,487 $3,705,499
2022 - July $3,782,647 $1,957 $3,780,690
2022 - June $3,599,307 $1,114 $3,598,193
2022 - May $3,879,204 $3,221 $3,875,983
2022 - April $3,894,924 $425 $3,894,499
2022 - March $4,214,552 $2,200 $4,212,352
2022 - February $3,973,283 $1,881 $3,971,402
2022 - January $3,941,435 $571 $3,940,864
2021 - December $4,081,671 $2,910 $4,078,761
2021 - November $4,032,532 $1,760 $4,030,772
2021 - October $3,998,460 $2,103 $3,996,357
2021 - September $3,873,780 $824 $3,872,956
2021 - August $3,916,503 $1,009 $3,915,494
2021 - July $3,842,492 $5,278 $3,837,214
2021 - June $3,839,461 $1,142 $3,838,319
2021 - May $3,837,677 $2,466 $3,835,211
2021 - April $3,758,983 $1,221 $3,757,762
2021 - March $3,599,822 $1,002 $3,598,820
2021 - February $3,493,745 $1,481 $3,492,264
2021 - January $3,386,751 $859 $3,385,892
2020 - December $3,357,081 $3,385 $3,353,696
2020 - November $3,324,256 $2,143 $3,322,113
2020 - October $2,997,421 $1,585 $2,995,836
2020 - September $2,995,155 $1,585 $2,993,570
2020 - August $3,089,923 $624 $3,089,299
2020 - July $2,890,131 $3,972 $2,886,159
2020 - June $2,699,258 $1,650 $2,697,608
2020 - May $2,712,064 $1,949 $2,710,115
2020 - April $2,590,931 $1,143 $2,589,788
2020 - March $2,424,535 $194 $2,424,341
2020 - February $2,729,539 $1,395 $2,728,144
2020 - January $2,895,969 $1,263 $2,894,706
2019 - December $2,876,890 $4,628 $2,872,262
2019 - November $2,805,207 $2,656 $2,802,551
2019 - October $2,712,147 $2,922 $2,709,225
2019 - September $2,649,586 $2,266 $2,647,320
2019 - August $2,598,053 $217 $2,597,836
2019 - July $2,647,800 $2,510 $2,645,290
2019 - June $2,624,557 $2,338 $2,622,219
2019 - May $2,475,279 $1,003 $2,474,276
2019 - April $2,571,089 $0 $2,571,089
2019 - March $2,460,830 $6,667 $2,454,163
2019 - February $2,420,476 $8,397 $2,412,079
2019 - January $2,342,221 $1,556 $2,340,665
2018 - December $2,246,811 $5,250 $2,241,561
2018 - November $2,382,292 $3,898 $2,378,394
2018 - October $2,270,155 $1,480 $2,268,675
2018 - September $2,433,917 $6,082 $2,427,835
2018 - August $2,460,114 $5,999 $2,454,115
2018 - July $2,385,275 $3,947 $2,381,328
2018 - June $2,542,316 $141,946 $2,400,370
2018 - May $2,534,841 $133,571 $2,401,270
2018 - April $2,502,263 $134,081 $2,368,182
2018 - March $2,476,232 $137,353 $2,338,879
2018 - February $2,501,179 $149,493 $2,351,686
2018 - January $2,550,972 $142,660 $2,408,312
2017 - December $2,432,768 $140,726 $2,292,042
2017 - November $2,371,460 $140,688 $2,230,772
2017 - October $2,351,299 $139,679 $2,211,620
2017 - September $2,304,413 $143,247 $2,161,166
2017 - August $2,234,415 $141,914 $2,092,501
2017 - July $2,227,255 $145,264 $2,081,991
2017 - June $2,169,663 $147,565 $2,022,098
2017 - May $2,156,733 $156,189 $2,000,544
2017 - April $2,111,402 $154,750 $1,956,652
2017 - March $2,070,666 $146,895 $1,923,771
2017 - February $2,043,693 $147,012 $1,896,681
2017 - January $1,996,910 $149,835 $1,847,075
2016 - December $1,954,784 $152,744 $1,802,040
2016 - November $1,916,358 $152,289 $1,764,069
2016 - October $1,869,377 $152,671 $1,716,706
2016 - September $1,867,995 $153,587 $1,714,408
2016 - August $1,855,159 $159,466 $1,695,693
2016 - July $1,827,465 $155,223 $1,672,242
2016 - June $1,750,271 $154,544 $1,595,727
2016 - May $1,743,957 $158,099 $1,585,858
2016 - April $1,708,133 $156,836 $1,551,297
2016 - March $1,666,518 $157,762 $1,508,756
2016 - February $1,627,940 $163,931 $1,464,009
2016 - January $1,593,855 $160,405 $1,433,450
2015 - December $1,686,234 $163,461 $1,522,773
2015 - November $1,703,082 $163,672 $1,539,410
2015 - October $1,674,397 $164,825 $1,509,572
2015 - September $1,589,636 $164,166 $1,425,470
2015 - August $1,621,841 $166,225 $1,455,616
2015 - July $1,661,988 $166,386 $1,495,602
2015 - June $1,659,188 $173,843 $1,485,345
2015 - May $1,642,969 $170,804 $1,472,165
2015 - April $1,644,543 $173,476 $1,471,067
2015 - March $1,613,336 $169,317 $1,444,019
2015 - February $1,619,212 $173,288 $1,445,924
2015 - January $1,542,811 $172,866 $1,369,945
2014 - December $1,538,193 $178,924 $1,359,269
2014 - November $1,543,732 $172,631 $1,371,101
2014 - October $1,463,145 $173,844 $1,289,301
2014 - September $1,478,666 $174,488 $1,304,178
2014 - August $1,497,197 $176,628 $1,320,569
2014 - July $1,469,561 $176,696 $1,292,865
2014 - June $1,472,820 $187,576 $1,285,244
2014 - May $1,433,801 $182,397 $1,251,404
2014 - April $1,423,145 $185,645 $1,237,500
2014 - March $1,424,932 $186,968 $1,237,964
2014 - February $1,391,960 $189,875 $1,202,085
2014 - January $1,401,684 $190,194 $1,211,490
2013 - December $1,348,896 $187,263 $1,161,633
2013 - November $1,336,100 $190,028 $1,146,072
2013 - October $1,283,458 $189,430 $1,094,028
2013 - September $1,244,208 $191,015 $1,053,193
2013 - July $1,196,315 $192,854 $1,003,461
2013 - June $1,228,675 $201,639 $1,027,036
2013 - May $1,217,070 $192,221 $1,024,849
2013 - April $1,177,472 $193,866 $983,606
2013 - March $1,178,593 $195,535 $983,058
2013 - February $1,161,721 $196,570 $965,151
2013 - January $1,126,517 $198,453 $928,064
2012 - December $1,108,253 $199,777 $908,476
2012 - November $1,093,094 $198,168 $894,926
2012 - October $1,085,665 $200,054 $885,611
2012 - September $1,057,052 $198,808 $858,244
2012 - August $1,017,594 $199,247 $818,347
2012 - July $1,043,463 $208,036 $835,427
2012 - June $993,375 $200,040 $793,335
2012 - May $987,765 $199,902 $787,863
2012 - April $1,032,211 $201,872 $830,339
2012 - March $1,014,389 $198,209 $816,180
2012 - February $1,006,378 $200,827 $805,551
2012 - January $975,539 $205,948 $769,591
2011 - December $947,034 $215,662 $731,372
2011 - July $968,879 $205,769 $763,110
2011 - April $917,758 $202,114 $715,644
2011 - January $888,646 $203,035 $685,611
2010 - October $816,921 $205,236 $611,685
2010 - May $831,631 $205,349 $626,282
2010 - February $775,361 $206,506 $568,855
2009 - December $816,088 $209,465 $606,623
2009 - September $765,063 $210,514 $554,549
2009 - June $716,872 $210,026 $506,846
2009 - March $676,967 $212,069 $464,898
2009 - February $665,093 $213,990 $451,103
2009 - January $685,390 $214,519 $470,871
2008 - December $665,682 $218,746 $446,936
2008 - November $737,895 $212,390 $525,505
2008 - October $746,845 $221,702 $525,143
2008 - August $806,650 $216,040 $590,610
2008 - July $816,672 $219,617 $597,055
2008 - June $845,163 $226,613 $618,550
2008 - May $849,699 $220,779 $628,920
2008 - April $825,914 $220,073 $605,841
2008 - March $797,874 $220,488 $577,386
2008 - February $820,496 $218,786 $601,710
2008 - January $820,496 $218,786 $601,710
2007 - December $868,616 $221,098 $647,518
2007 - November $876,368 $217,476 $658,892
2007 - October $887,779 $219,561 $668,218
2007 - September $855,333 $217,150 $638,183
2007 - July $857,747 $219,465 $638,282
2007 - June $843,920 $221,648 $622,272
2007 - May $829,164 $219,607 $609,557
2007 - April $809,674 $221,361 $588,313
2007 - March $802,114 $218,553 $583,561
2007 - February $819,959 $220,000 $599,959
2007 - January $789,261 $220,000 $569,261
2006 - December $792,601 $220,000 $572,601
2006 - November $781,536 $220,000 $561,536