FatStacks' Net Worth for December 2021


Assets Value Change ($) Change (%)
Cash $8,167 $1,917 30.67%
Stocks $578 ($133) (18.71%)
Company equity $19,617 - -
HSA $13,754 $937 7.31%
Cars $61,597 ($1,769) (2.79%)
Home $171,299 - -
Cryptocurrency $24,443 ($6,055) (19.85%)
401k (old employer) $137,348 $9,909 7.78%
401k (older employer) $211,416 $6,237 3.04%
Profit Sharing (spouse) $61,878 $2,380 4.00%
Boat $45,000 - -
$755,097 $13,423 1.81%
 
Debts Value Change ($) Change (%)
Home Mortgage (15yr 3%) $120,343 ($611) (0.51%)
Student Loans (2.8%) $6,567 ($132) (1.97%)
CC (0% pay off evry mnth) $381 $381 -
Car Loan (72mo 3.82%) $62,651 ($715) (1.13%)
Furniture (0%) $4,813 ($118) (2.39%)
HELOC (8.25%) $32,805 $2,805 9.35%
Total Debts $227,560 $1,610 0.71%
Net Worth $527,537 $11,813 2.29%
*All values shown in USD ($)
Notes:
December-specific notes:
529 Plan: $60,569
FICO: 821

=====Annual End-of-year stuff=====
2021 Personal Savings Rate: 16.24%
(This percentage now includes my spouse's income/saving.)

End-of-year Net Worth target was $405,023 (according to my December 2009 master Excel retirement plan thingy) and we came in at a little over 500k. We're on track!

2022 Goal: Stay the course. Debt interest rates are low. Dump extra cash into crypto instead of paying off debt.

Other notes: I depreciated our cars' values using KBB Trade-in values.

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