- This month I'm working on consolidating my old 401k's into my current employer, and doing the same with my old HSA. I never separated out my HSAs (here), so there won't be any difference shown once they're rolled in together. “Oldest” employer 401k rolled into my current employer’s plan as of 3/8/23, and “old” employer rolled in on 3/15. HSA consolidated on 3/22.
- Almost all of our retirement portfolio is pre-tax (all but ~19k), so we're starting down the path of funding Roth IRAs and paying down the HELOC since that's a guaranteed return. Longer-term I'd like to have some spare cash for a down payment in case we find a piece of property for a retirement spot.
Updated HELOC to 7.75% and also took out just over $13k for our boat (planned maintenance/upgrade). We have one more large boat expense looming (~10k) but it won’t be until next winter. Then we’ll be “done” for a while.