FatStacks' Net Worth for August 2024

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Assets	Value	Change ($)	Change (%)
Cash	$2,250	($3,291)	(59.39%)
Stock (taxable brokerage)	$0	($71)	-
Company equity	$30,000	-	-
HSA	$27,847	$1,990	7.70%
Cars (2005 & 2019)	$41,927	-	-
Home	$210,000	-	-
Cryptocurrency	$22,978	($6,738)	(22.67%)
Roth IRA	$7,889	$49	0.63%
Roth IRA (spouse)	$1,676	$584	53.48%
401k - Traditional	$417,470	$14,499	3.60%
401k - Roth	$28,131	$783	2.86%
401k - Trad. (spouse)	$25,076	$989	4.11%
Profit Sharing (spouse)	$69,219	$2,368	3.54%
Boat	$58,200	-	-
Total Assets	$942,663	$11,162	1.20%

Debts	Value	Change ($)	Change (%)
Home Mortgage (15yr 3%)	$99,959	($662)	(0.66%)
Student Loans (2.8%)	$2,258	($145)	(6.03%)
CC (0% pay off evry mnth)	$6,000	$2,220	58.73%
Car Loan (72mo 3.82%)	$36,168	($880)	(2.38%)
Furniture (0%)	$3,936	($317)	(7.45%)
HELOC (8.25%)	$46,200	$1,200	2.67%
HVAC (18mo 0%)	$10,160	$10,160	-
Total Debts	$204,681	$11,576	5.99%
Net Worth	$737,982	($414)	(0.06%)
^*All values shown in USD ($)

Notes:
August placeholder. The hits just keep on coming... - $800 car repair out of nowhere. - $450 dental bill. - A/C and Furnace had to get replaced. I knew it was a matter of time (units were 20+ years old), but it still sucks forking out $10k for something that we're not enjoying. Silver lining: I was able to finance it all at 0%; I'll take free money when I can. - Basement freezer went out and we lost over $600 worth of beef that we just bought a couple months ago. - The place we store our boat is closing down and the new place is going to be $$$ instead of just $. Crypto dive. Closed out our Robinhood account. Will re-open under Schwab when we start contributing again. Borrowed $1200 from HELOC to cover last installment of property taxes. I've since upped our monthly savings to properly pay for them next year. Early August we went on a mid-week getaway (split the room with friends) and booked a Mexico trip [couple months from now] that we've been planning for a while. We also had an annual Ozarks trip that racked up some big $$$. Those were the major vacation expenses left for the year and then it's time to figure out how to pay for it all 😅. Currently floating ~6k on credit cards. Definitely have to scale back RothIRA contributions and probably even 401k to catch up.

Notes:

August placeholder.

The hits just keep on coming...
- $800 car repair out of nowhere.
- $450 dental bill.
- A/C and Furnace had to get replaced. I knew it was a matter of time (units were 20+ years old), but it still sucks forking out $10k for something that we're not enjoying.
Silver lining: I was able to finance it all at 0%; I'll take free money when I can.
- Basement freezer went out and we lost over $600 worth of beef that we just bought a couple months ago.
- The place we store our boat is closing down and the new place is going to be $$$ instead of just $.

Crypto dive.

Closed out our Robinhood account. Will re-open under Schwab when we start contributing again.

Borrowed $1200 from HELOC to cover last installment of property taxes. I've since upped our monthly savings to properly pay for them next year.

Early August we went on a mid-week getaway (split the room with friends) and booked a Mexico trip [couple months from now] that we've been planning for a while.
We also had an annual Ozarks trip that racked up some big $$$.

Those were the major vacation expenses left for the year and then it's time to figure out how to pay for it all 😅. Currently floating ~6k on credit cards.

Definitely have to scale back RothIRA contributions and probably even 401k to catch up.

FatStacks' Net Worth for August 2024

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