Currency |
United States Dollar - USD |
Date Joined |
12/16/2020 |
Salary Range |
90,000 - 99,999 |
Occupation |
Government |
Age Range |
30-34 |
Cost Of Living |
High Cost Of Living (HCOL) |
About Me |
Federal Employee. Married w/ Kids. Just trying to get by!
Goal: Reach 1 million dollars by January 1, 2033! -- Date of goal: 07/03/2023 |
Why I Joined |
Compare and track. I also use Personal Capital, but due to dual authorization and security of banking sites, its getting harder to use without hassle. |
Best Financial Decision |
Invest. Invest. Invest. I started investing small amounts at 18. But started really heavily investing at 26. |
Worst Financial Decision |
When I bought my house with a VA loan I paid extra to buy a lower interest rate, then refinanced anyway 1 year later. |
Current Investing Strategy |
Invest in TSP and Roth IRA. I also have a little bit in crypto. But as I am 33, I'm >90% Stocks, Aggressive Growth.
07/01/23 : 12% of Salary into Roth TSP with additional 5% match in traditional. Mainly C and S Funds so high stock. Also: add $250/mo. into Vanguard Roth IRA |
How do you manage your finances? |
I follow the Baby Steps, Currently on Steps 4-5-6. However I have some philosophical influence by the Money Guys, and not super focused on my mortgage due to interest rate. |
What tools do you use? |
Personal Capital, Excel |
I need financial help with... |
Future Prospects, Plan for the future, Taxes |
Favorite Authors |
Dave Ramsey, The Money Guy Show, Caleb Hammer |
Favorite Books |
Total Money Makeover, Everyday Millionaires, Smart Money Smart Kids, Strong Fathers, Strong Daughters Reading List: 07/11/2023 - The Landlords Troubleshooter |
Last Login |
8/3/2023 |
Budget |
View Budget |