| Currency |
|---|
| United States Dollar - USD |
| Date Joined |
|---|
| 12/16/2020 |
| Salary Range |
|---|
| 90,000 - 99,999 |
| Occupation |
|---|
| Government |
| Age Range |
|---|
| 30-34 |
| Cost Of Living |
|---|
| High Cost Of Living (HCOL) |
| About Me |
|---|
Federal Employee. Married w/ Kids. Just trying to get by!
Goal: Reach 1 million dollars by January 1, 2033! -- Date of goal: 07/03/2023 |
| Why I Joined |
|---|
| Compare and track. I also use Personal Capital, but due to dual authorization and security of banking sites, its getting harder to use without hassle. |
| Best Financial Decision |
|---|
| Invest. Invest. Invest. I started investing small amounts at 18. But started really heavily investing at 26. |
| Worst Financial Decision |
|---|
| When I bought my house with a VA loan I paid extra to buy a lower interest rate, then refinanced anyway 1 year later. |
| Current Investing Strategy |
|---|
Invest in TSP and Roth IRA. I also have a little bit in crypto. But as I am 33, I'm >90% Stocks, Aggressive Growth.
07/01/23 : 12% of Salary into Roth TSP with additional 5% match in traditional. Mainly C and S Funds so high stock. Also: add $250/mo. into Vanguard Roth IRA |
| How do you manage your finances? |
|---|
| I follow the Baby Steps, Currently on Steps 4-5-6. However I have some philosophical influence by the Money Guys, and not super focused on my mortgage due to interest rate. |
| What tools do you use? |
|---|
| Personal Capital, Excel |
| I need financial help with... |
|---|
| Future Prospects, Plan for the future, Taxes |
| Favorite Authors |
|---|
| Dave Ramsey, The Money Guy Show, Caleb Hammer |
| Favorite Books |
|---|
Total Money Makeover, Everyday Millionaires, Smart Money Smart Kids, Strong Fathers, Strong Daughters
Reading List:
07/11/2023 - The Landlords Troubleshooter |
| Last Login |
|---|
| 8/3/2023 |
| Budget |
|---|
| View Budget |