| Currency |
|---|
| United States Dollar - USD |
| Date Joined |
|---|
| 10/18/2018 |
| Salary Range |
|---|
| 150,000 - 199,999 |
| Occupation |
|---|
| Utilities (Oil/Gas/Other) |
| Age Range |
|---|
| 35-39 |
| Cost Of Living |
|---|
| High Cost Of Living (HCOL) |
| About Me |
|---|
| I am a nerdy engineer that enjoys learning more about personal finance. |
| Why I Joined |
|---|
| To see how I measure up against others. While I am not super competitive I believe in healthy uses of peer pressure to set high expectations for yourself. |
| Best Financial Decision |
|---|
| Going to a in state college with a free ride to avoid student debt altogether. |
| Worst Financial Decision |
|---|
| Using an ELP to help guide my investing before I knew how to do it myself. the upfront fees killed a years worth of growth on my daughter's 529. |
| Current Investing Strategy |
|---|
| Use low cost index funds to cheaply and effectively capture the market growth and build wealth slow and steady. |
| How do you manage your finances? |
|---|
| By myself. On occasion I have used a financial adviser (hourly rate ony) to review my status and plan for a 2nd opinion. |
| What tools do you use? |
|---|
| Mainly via excel, although I do use Personal Capital. I really enjoy using their retirement planning scenario tool to run Monte Carlo analysis. |
| I need financial help with... |
|---|
| Rebalance criteria and asset allocation shift strategy for 529s. |
| Favorite Authors |
|---|
| I enjoy Dave Ramsey and Jack Bogle and his Bogleheads. |
| Favorite Books |
|---|
| Personal Finance for Dummies by Eric Tyson, it started me on my financial literacy journey. |
| Favorite Movies |
|---|
| My favorite movie has to be Shawshank Redemption. |
| Last Login |
|---|
| 7/16/2023 |
| Budget |
|---|
| This user has not created a budget |