By The Numbers
Comparison By Age
($68,988)
$18,761,000
Comparison By Occupation
$79,422
$5,510,000
Comparison By Education
($158,649)
$6,637,900
Comparison By Salary
($68,988)
$9,002,000

Overcomer's Profile

Date Joined
10/11/2017
Salary Range
100,000 - 149,999
Occupation
Government
Age Range
40-44
Why I Joined
To keep myself accountable with the hopes that the positive reinforcement of seeing a growing net worth would drive me to maintain financially sound decision-making.
Best Financial Decision
Aggressively paying off over $70K in student loans and $50K in other debt using (primarily) Dave Ramey's snowball/Baby Step system. Maxing out my Fed 401(K) and contributing to a ROTH IRA (started that one later than I would have preferred though - 2011).
Worst Financial Decision
Taking out too many student loans for grad and undergrad. Purchasing a townhouse in 2006 at the peak of the DC housing bubble. (UGH!) Buying a brand new car [Honda Accord] off the lot in November 2003 when my wonderful used Honda Accord was stolen [have since paid it off in 2008 as part of the Baby Steps/debt snowball plan].
Current Investing Strategy
Live below my means, cut expenses, save and invest the rest with a goal of earlier-than-typical retirement. Max out 401(k) at $18.5K, max out IRA's, plus bi-weekly investment of discretionary income into index funds each pay period.
How do you manage your finances?
Closely.
I need financial help with...
Staying the course towards early-ish retirement. Limiting my tax liability. Best places to invest for growth while not being overly exposed to risk. Deciding between aggressive debt paydown on the mortgage or more aggressive asset acquisition in the form of index fund investing. Always a conundrum.
Last Login
5/24/2018
Net Worth Entries
2018 - May $898,728 $247,718 $651,010
2018 - April $874,844 $249,055 $625,789
2018 - March $878,507 $250,558 $627,949
2018 - February $873,312 $251,452 $621,860
2018 - January $865,485 $253,897 $611,588
2017 - December $850,113 $256,002 $594,111
2017 - November $836,400 $255,324 $581,076
2017 - October $831,837 $258,280 $573,557
2017 - September $817,113 $258,114 $558,999
2017 - August $803,302 $253,747 $549,555
2017 - July $798,149 $255,388 $542,761
2017 - June $789,008 $257,710 $531,298
2017 - May $787,821 $256,280 $531,541
2017 - April $771,156 $258,550 $512,606
2017 - March $755,817 $257,667 $498,150
2017 - February $735,074 $258,824 $476,250
2017 - January $727,808 $260,572 $467,236
2016 - November $721,059 $262,061 $458,998
2016 - September $700,062 $261,993 $438,069
2016 - August $709,721 $265,491 $444,230
2016 - July $704,535 $269,667 $434,868
2016 - June $694,288 $279,393 $414,895
2016 - May $684,254 $285,590 $398,664
2016 - April $682,300 $286,818 $395,482
2016 - March $671,146 $287,303 $383,843
2016 - February $659,663 $288,772 $370,891
2016 - January $647,714 $297,451 $350,263
2015 - December $676,609 $302,603 $374,006
2015 - August $650,999 $307,633 $343,366
2015 - June $657,646 $306,644 $351,002
2015 - May $653,824 $307,137 $346,687
2015 - April $651,076 $310,466 $340,610
2015 - March $649,418 $310,824 $338,594
2015 - February $633,812 $311,550 $322,262
2015 - January $627,456 $313,622 $313,834
2014 - December $611,771 $313,137 $298,634
2014 - November $616,826 $315,204 $301,622
2014 - September $590,628 $317,520 $273,108
2014 - August $572,177 $317,812 $254,365
2014 - July $556,333 $319,375 $236,958
2014 - June $562,196 $319,947 $242,249
2013 - December $523,854 $330,347 $193,507
2013 - October $500,033 $326,311 $173,722
2013 - September $476,194 $328,025 $148,169
2013 - August $477,515 $327,618 $149,897
2013 - July $458,756 $328,483 $130,273
2013 - June $446,258 $329,944 $116,314
2013 - April $431,345 $332,159 $99,186
2013 - March $417,555 $332,688 $84,867
2013 - February $408,826 $333,232 $75,594
2013 - January $397,226 $332,322 $64,904
2012 - December $387,577 $333,898 $53,679
2012 - November $394,790 $332,177 $62,613
2012 - October $394,914 $332,901 $62,013
2012 - September $403,718 $334,172 $69,546
2012 - August $406,127 $335,350 $70,777
2012 - July $405,091 $335,649 $69,442
2012 - June $395,420 $335,927 $59,493
2012 - May $384,523 $339,324 $45,199
2012 - March $389,376 $339,795 $49,581
2012 - February $384,054 $339,843 $44,211
2012 - January $372,535 $340,448 $32,087
2011 - December $357,524 $341,088 $16,436
2011 - November $358,529 $341,679 $16,850
2011 - October $359,703 $342,757 $16,946
2011 - September $347,867 $345,322 $2,545
2011 - August $346,166 $346,656 ($490)
2011 - July $359,831 $350,285 $9,546
2011 - June $366,610 $352,536 $14,074
2011 - May $365,177 $354,607 $10,570
2011 - April $363,926 $358,785 $5,141
2011 - March $360,642 $361,784 ($1,142)
2011 - February $361,403 $370,319 ($8,916)
2011 - January $364,801 $372,061 ($7,260)
2010 - December $363,308 $374,497 ($11,189)
2010 - November $376,047 $376,535 ($488)
2010 - October $377,074 $380,436 ($3,362)
2010 - September $375,024 $381,886 ($6,862)
2010 - August $363,253 $384,600 ($21,347)
2010 - July $373,897 $390,282 ($16,385)
2010 - June $375,704 $392,126 ($16,422)
2010 - May $390,764 $394,450 ($3,686)
2010 - April $395,075 $397,601 ($2,526)
2010 - March $396,863 $400,687 ($3,824)
2010 - February $392,889 $403,080 ($10,191)
2010 - January $389,863 $405,657 ($15,794)
2009 - December $389,029 $406,303 ($17,274)
2009 - November $382,030 $406,973 ($24,943)
2009 - October $381,158 $408,507 ($27,349)
2009 - September $378,153 $411,019 ($32,866)
2009 - August $376,143 $412,605 ($36,462)
2009 - July $369,456 $413,333 ($43,877)
2009 - June $364,466 $414,098 ($49,632)
2009 - May $364,900 $414,358 ($49,458)
2009 - April $367,679 $416,058 ($48,379)
2009 - March $353,949 $417,245 ($63,296)
2009 - February $346,366 $419,118 ($72,752)
2009 - January $361,082 $421,144 ($60,062)
2008 - December $383,760 $422,769 ($39,009)
2008 - November $376,105 $425,899 ($49,794)
2008 - October $378,860 $428,512 ($49,652)
2008 - September $391,822 $431,178 ($39,356)
2008 - August $395,094 $434,027 ($38,933)
2008 - July $411,417 $435,943 ($24,526)
2008 - June $414,988 $437,397 ($22,409)
2008 - May $428,341 $439,604 ($11,263)
2008 - April $425,502 $441,899 ($16,397)
2008 - March $424,373 $443,690 ($19,317)
2008 - February $441,979 $445,194 ($3,215)
2008 - January $438,566 $446,593 ($8,027)
2007 - December $437,790 $447,183 ($9,393)