Hole in the roof and gutters detached from house. Repairs and replacements = $5,800. Ouch. Grateful for that emergency fund, but seems like I can't get to my desired 3 - 6 months' worth of expenses before something happens to deplete it.
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Home value is updated monthly from Zillow.com/Zestimate
(Purchase price was $370K in August 2006).
Other Mortgage = HELOC/2nd Mortgage
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