Entry date: JANUARY 24, 2019 - Well thank goodness I focused on debt payoff and saving up for home renovations last year! Thank goodness I couldn't find a good contractor to complete said home remodeling, and thank goodness I didn't give in to the urge to upgrade my trusty 2003 never-spent-a-day-in-the-shop Honda Accord!! As a Furloughed Fed I am now about to miss my second paycheck this Friday, and I am just super grateful that Dave Ramsey, Suzy Orman and the shutdown of 2013 taught me the importance of a several months' savings fund and to abhor debt like the plague. Also glad to have caught onto and followed many of the tenets of the much reviled FI/RE (Financial Independence/Early Retirement) community. Thanks to the many wonderful bloggers out there, sharing about the way in which a high savings rate can be the path to economic freedom, I have focused more on that and getting out of the rat race than keeping up with the Joneses. I have skipped out on family vacations to exotic locations, driven a 15-year old car, and refrained from buying the latest and the greatest in fashion and electronics. Still got my iPhone 6 though those new X's look mighty fancy. Praying for those that are really struggling during this time - I have been there and done that (just go back to my early entries and see for yourselves!!). I hope they can see it through without too much damage to their psyches & their financial record. This too shall pass. I could say more, but I'll leave it at that. Much love and God bless!
Quote of the Month: "Every adversity, every failure, and every heartache, carries with it the Seed of an equivalent or greater Benefit." - Napoleon Hill |