SmartBoy's Net Worth for January 2016


Assets Value Change ($) Change (%)
Cash $11,765 $1,877 18.98%
Stocks $948,429 ($33,352) (3.40%)
Bonds $33,626 ($13,404) (28.50%)
Annuities $35,997 $2,000 5.88%
Retirement $233,851 ($4,379) (1.84%)
Home $942,500 - -
Other Real Estate $0 - -
Cars $20,000 - -
Personal Property $2,500 - -
Other Assets $29,217 ($625) (2.09%)
$2,257,885 ($47,883) (2.08%)
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $383,798 ($11,938) (3.02%)
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Cards $0 - -
Car Loans $0 - -
Other Debts $0 - -
Total Debts $383,798 ($11,938) (3.02%)
Net Worth $1,874,087 ($35,945) (1.88%)
*All values shown in CAD ($)
Notes:
As of January 31, 2016. "Cash" = personal cash. "Stocks" = all non-registered equity investments, combined personal and corporate holdings (Canadian/US/International Index Funds & ETFs). "Bonds" = corporate cash (only actual cash, does not include any money in brokerage accounts). "Annuities" = Whole life policy, invested in corporate name. "Retirement" = all registered investments. "Other Assets" = TFSA account.

Big hit this month, somewhat artificial because I sacrificed $44K in taxes to the government (done to optimize tax credits) so considering how badly the stock markets did this month (lost nearly $40K in the markets alone between registered and non-registered accounts) I am actually quite surprised that the numbers are not worse than they are. We continue to make dents into the mortgage amount, and my corporation now owes me $56K which would allow me to nearly completely pay off the mortgage by the time our other property eventually sells. That will take a significant burden off of our cash flow and allow us to start accumulating again.

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