By The Numbers
Comparison By Age
($76,000)
$17,780,000
Comparison By Occupation
$28,653
$3,135,940
Comparison By Education
($62,200)
$9,002,000
Comparison By Salary
$0
$3,135,940

Target2017's Profile

Date Joined
11/27/2014
Salary Range
200,000 - 249,999
Occupation
Architecture/Engineering
Age Range
40-44
About Me
[10/20/17] update with some old data put back now that the site fix the graph issue. Looking back over the years, I figured that I'm basically getting an 8% return coupled with saving 8K to 10K of my income every month. [5/26/17] set a preliminary date for early retirement in 26 months. [4/5/17] not updated for over a year since I have to tracking with Personal Capital lately, this is still good place for comparisons. Married for 12 years, no kid. I started working in 1997, saved about 100k in IRA, then I was trading too much and that account went to maybe 30k. In 2003, due to some difficult time at my place of work, we were down to about less than $100 in savings besides my IRA. That's when I started a freedom fund saving for rainy days. Did that for the next 4 years before started invest again. Much more buy and hold. [2017 goal met but I decide to keep going since work is still fun and maybe we will target early retirement instead of a year off ]
Why I Joined
It is very insightful comparing with others and try to figure out where I fell short. Prior to joining NS, I was with networthIQ but they stopped maintaining it. I'm very happy I've found a new community.
Best Financial Decision
Kept on investing, save for freedom fund using INGDIRECT (aka 360); Living on budget using one paycheck only, save spouse's paycheck for the future.
Worst Financial Decision
trade too frequently
Current Investing Strategy
Starts to invest some of the cash we have (Spouse was very conservative, little too conservative for our age) into S&P 500 index fund (VOO) and Muni fund (HYD). Rest of the portifolio is in stocks. For the retirement account, I'm moving most to lowest cost index funds and let it grow for the next 20 or so years while I max out on the contribution each year.
How do you manage your finances?
Paper and google,
What tools do you use?
excel, mint, iphone,personal capital
I need financial help with...
Bond and others area of investment
Favorite Authors
reading all kind of books
Last Login
11/17/2017
Net Worth Entries
2017 - November $3,865,270 $729,330 $3,135,940
2017 - October $3,844,270 $727,700 $3,116,570
2017 - September $3,797,093 $728,500 $3,068,593
2017 - August $3,779,445 $731,900 $3,047,545
2017 - July $3,733,717 $723,000 $3,010,717
2017 - June $3,771,034 $728,300 $3,042,734
2017 - May $3,749,381 $730,000 $3,019,381
2017 - April $3,707,000 $729,000 $2,978,000
2016 - March $3,466,385 $740,000 $2,726,385
2015 - August $3,551,152 $754,167 $2,796,985
2015 - July $3,551,152 $754,167 $2,796,985
2015 - June $3,544,771 $760,667 $2,784,104
2015 - May $3,519,328 $760,928 $2,758,400
2015 - April $3,463,063 $760,600 $2,702,463
2015 - March $3,479,272 $787,000 $2,692,272
2015 - February $3,429,230 $794,800 $2,634,430
2015 - January $3,410,534 $762,614 $2,647,920
2014 - December $3,368,933 $764,614 $2,604,319
2014 - November $3,417,110 $759,914 $2,657,196
2014 - October $3,251,983 $761,600 $2,490,383
2014 - September $3,155,832 $763,600 $2,392,232
2014 - August $3,151,800 $763,600 $2,388,200
2014 - July $3,123,800 $764,800 $2,359,000
2014 - June $3,074,118 $766,000 $2,308,118
2014 - May $3,045,460 $767,000 $2,278,460
2014 - April $3,046,460 $768,000 $2,278,460
2014 - February $3,171,000 $770,000 $2,401,000
2014 - January $3,149,000 $773,256 $2,375,744
2013 - June $3,100,200 $780,000 $2,320,200
2012 - December $2,169,724 $386,300 $1,783,424
2012 - November $1,741,000 $387,000 $1,354,000
2012 - October $1,875,000 $387,000 $1,488,000
2012 - September $1,765,000 $387,000 $1,378,000
2012 - August $1,717,000 $387,000 $1,330,000
2012 - July $1,649,000 $387,000 $1,262,000
2012 - June $1,611,000 $387,000 $1,224,000
2012 - May $1,437,000 $387,000 $1,050,000
2012 - April $1,419,000 $387,000 $1,032,000
2012 - March $1,500,000 $387,000 $1,113,000
2012 - February $1,382,000 $387,000 $995,000
2012 - January $1,344,000 $387,000 $957,000
2011 - December $1,521,000 $387,000 $1,134,000
2011 - November $1,650,000 $387,000 $1,263,000
2011 - October $1,720,000 $387,000 $1,333,000
2011 - September $1,424,000 $387,000 $1,037,000
2011 - August $1,412,000 $387,000 $1,025,000
2011 - July $1,310,000 $387,000 $923,000
2011 - June $1,341,000 $387,000 $954,000
2011 - May $1,448,000 $387,000 $1,061,000
2011 - April $1,519,000 $387,000 $1,132,000
2011 - March $1,326,000 $387,000 $939,000
2011 - February $1,380,000 $387,000 $993,000
2011 - January $1,429,000 $387,000 $1,042,000
2010 - December $1,367,000 $387,000 $980,000
2010 - November $1,274,000 $387,000 $887,000
2010 - October $1,194,000 $387,000 $807,000
2010 - September $1,114,000 $387,000 $727,000
2010 - August $1,087,000 $387,000 $700,000
2010 - July $1,014,000 $387,000 $627,000
2010 - June $974,000 $387,000 $587,000
2010 - May $849,000 $387,000 $462,000
2010 - April $868,442 $387,000 $481,442
2010 - March $827,000 $387,000 $440,000
2010 - February $833,000 $387,000 $446,000
2010 - January $810,000 $387,000 $423,000
2009 - December $791,000 $387,000 $404,000
2009 - November $780,000 $387,000 $393,000
2009 - October $788,000 $387,000 $401,000
2009 - September $776,000 $387,000 $389,000
2009 - August $761,000 $387,000 $374,000
2009 - July $737,000 $387,000 $350,000
2009 - June $731,000 $387,000 $344,000
2009 - May $730,000 $387,000 $343,000
2009 - April $724,000 $387,000 $337,000