I tried to only enter a conservative values for all my assets. I am not sure if I did it correctly but my numbers include the following
1) Retirement includes my fully vested balances only;
2) I chose a conservative home values for both my properties but did not subtract the actual expenses of selling the home, ie brokerage commissions, transfer tax, etc.
3) I have restricted stock worth about $25,000 but it does not vest for 4 years, so I did not include it as an asset. |