Net Worth Comparison
By Age
$268,537
$27,498,071
By Occupation
$181,500
$10,975,000
By Education
$19,065
$9,018,854
By Salary
$52,252
$3,779,984

ba70's Profile

Currency
United States Dollar - USD
Date Joined
1/3/2015
Salary Range
100,000 - 149,999
Occupation
Computer Programming
Age Range
50-54
About Me
Like my father and his father before him, I am a cheap bastard. In January of 1995, when I was just getting out of college I put together my first spreadsheet to track my every penny. At the time I had a couple thousand dollars in credit card debt, and small holdings in a couple mutual funds. Since that time I've been tracking my money week by week and have seen how over time persistance can really pay off. The credit card bills are long gone, and the mutual funds have grown considerably. Ultimately my goal is to hit "Critical Mass" - a term coined by my hero Bob Brinker, which basically means you have enough money that you don't have to work for "the man" anymore. I'd like to hit that goal well in advance of the time I need hip replacement surgery.
Why I Joined
Started on networthiq.com, but the site is no more. Kudos to networthshare for carrying the torch forward...

This site seems to capture some of what I have been doing on my own since the mid-90's. I thought it would be nice to share some of my personal history with others.
Best Financial Decision
Buying a condo instead of renting. I didn't realize it at the time (2000), but the housing market was just about to explode. In 2003, just a few years after buying it for 60k, I cashed out with a profit of over 100k.
Worst Financial Decision
Going all in on Bob Brinker's QQQ buy signal in October of 2000. I got killed! I've done away with making bold moves. Make your move over time, in small chunks. If you think you're ever going to get in at the bottom or sell at the top you're fooling yourself!
Current Investing Strategy
Double down on the mortgage each month. Put anything extra in the 401k and IRA. Use low cost providers - Vanguard and Schwab to mention a couple.
How do you manage your finances?
Independently. Dollar cost average, and buy on the dips with any free cash.
What tools do you use?
Excel - Homegrown spreadsheet.
Favorite Authors
Bob Brinker, Lou Dobbs, Art Cashin, Tom Keene
Favorite Books
I don't read books.
Favorite Movies
Too many to list. For the most part I like Independent / Foreign films.
Last Login
3/4/2023
Net Worth Entries
All values shown in USD ($)
2023 - March $2,027,211 $0 $2,027,211
2023 - February $2,049,294 $0 $2,049,294
2023 - January $1,947,618 $0 $1,947,618
2022 - December $1,986,976 $0 $1,986,976
2022 - November $1,879,472 $0 $1,879,472
2022 - October $1,803,612 $0 $1,803,612
2022 - September $1,925,537 $0 $1,925,537
2022 - August $1,987,827 $0 $1,987,827
2022 - July $1,883,434 $0 $1,883,434
2022 - June $1,946,226 $0 $1,946,226
2022 - May $1,931,216 $0 $1,931,216
2022 - April $2,044,494 $0 $2,044,494
2022 - March $1,975,694 $0 $1,975,694
2022 - February $2,006,602 $0 $2,006,602
2022 - January $2,067,776 $0 $2,067,776
2021 - December $2,020,832 $0 $2,020,832
2021 - November $2,091,953 $0 $2,091,953
2021 - October $1,990,019 $0 $1,990,019
2021 - September $2,028,052 $0 $2,028,052
2021 - August $1,998,225 $0 $1,998,225
2021 - July $1,986,420 $0 $1,986,420
2021 - June $1,920,040 $0 $1,920,040
2021 - May $1,890,760 $303 $1,890,457
2021 - April $1,859,888 $503 $1,859,385
2021 - March $1,796,160 $703 $1,795,457
2021 - February $1,794,983 $703 $1,794,280
2021 - January $1,743,234 $948 $1,742,286
2020 - December $1,694,354 $993 $1,693,361
2020 - November $1,622,729 $1,038 $1,621,691
2020 - October $1,561,515 $1,128 $1,560,387
2020 - September $1,594,015 $1,128 $1,592,887
2020 - August $1,523,536 $1,173 $1,522,363
2020 - July $1,492,974 $1,218 $1,491,756
2020 - June $1,497,654 $1,263 $1,496,391
2020 - May $1,401,810 $1,308 $1,400,502
2020 - April $1,289,880 $1,353 $1,288,527
2020 - March $1,416,266 $1,398 $1,414,868
2020 - February $1,484,807 $1,443 $1,483,364
2020 - January $1,484,787 $1,488 $1,483,299
2019 - December $1,449,111 $1,533 $1,447,578
2019 - November $1,415,300 $1,623 $1,413,677
2019 - October $1,369,183 $1,623 $1,367,560
2019 - September $1,368,379 $1,668 $1,366,711
2019 - August $1,358,686 $1,713 $1,356,973
2019 - July $1,375,634 $1,758 $1,373,876
2019 - June $1,348,183 $1,803 $1,346,380
2019 - May $1,376,013 $1,848 $1,374,165
2019 - April $1,347,844 $1,893 $1,345,951
2019 - March $1,321,911 $1,938 $1,319,973
2019 - February $1,283,047 $1,983 $1,281,064
2019 - January $1,229,654 $2,030 $1,227,624
2018 - December $1,278,049 $2,073 $1,275,976
2018 - November $1,266,532 $2,120 $1,264,412
2018 - October $1,299,657 $2,165 $1,297,492
2018 - September $1,304,356 $2,200 $1,302,156
2018 - August $1,287,352 $2,250 $1,285,102
2018 - July $1,258,000 $2,300 $1,255,700
2018 - June $1,248,145 $2,400 $1,245,745
2018 - May $1,227,730 $2,400 $1,225,330
2018 - April $1,209,540 $2,400 $1,207,140
2018 - March $1,211,441 $0 $1,211,441
2018 - February $1,220,140 $0 $1,220,140
2018 - January $1,204,759 $0 $1,204,759
2017 - December $1,159,882 $0 $1,159,882
2017 - November $1,148,482 $0 $1,148,482
2017 - October $1,139,856 $0 $1,139,856
2017 - September $1,108,831 $0 $1,108,831
2017 - August $1,104,473 $0 $1,104,473
2017 - July $1,085,994 $0 $1,085,994
2017 - June $1,087,947 $0 $1,087,947
2017 - May $1,073,558 $0 $1,073,558
2017 - April $1,052,388 $0 $1,052,388
2017 - March $1,049,472 $0 $1,049,472
2017 - February $1,029,871 $0 $1,029,871
2017 - January $1,012,365 $0 $1,012,365
2016 - December $938,316 $8,287 $930,029
2016 - November $912,341 $11,116 $901,225
2016 - October $943,513 $14,604 $928,909
2016 - September $940,539 $17,247 $923,292
2016 - August $924,474 $20,050 $904,424
2016 - July $905,409 $22,847 $882,562
2016 - June $888,225 $25,788 $862,437
2016 - May $874,445 $29,070 $845,375
2016 - April $880,654 $38,591 $842,063
2016 - March $859,808 $39,847 $819,961
2016 - February $824,985 $41,969 $783,016
2016 - January $868,961 $44,579 $824,382
2015 - December $875,901 $46,695 $829,206
2015 - November $878,958 $48,809 $830,149
2015 - October $842,659 $50,920 $791,739
2015 - September $836,852 $53,144 $783,708
2015 - August $885,630 $55,452 $830,178
2015 - July $876,219 $58,004 $818,215
2015 - June $874,229 $60,229 $814,000
2015 - May $867,819 $62,452 $805,367
2015 - April $861,068 $65,194 $795,874
2015 - March $862,303 $67,195 $795,108
2015 - February $853,047 $69,285 $783,762
2015 - January $854,608 $72,060 $782,548
2014 - December $850,755 $74,732 $776,023
2014 - November $853,898 $78,002 $775,896
2014 - October $841,218 $79,733 $761,485
2014 - September $856,263 $82,306 $773,957
2014 - August $838,470 $85,718 $752,752
2014 - July $853,782 $87,990 $765,792
2014 - June $832,508 $90,396 $742,112
2014 - May $819,615 $93,102 $726,513
2014 - April $819,615 $93,102 $726,513
2014 - March $830,811 $98,081 $732,730
2014 - February $808,771 $96,273 $712,498
2014 - January $819,749 $98,329 $721,420
2013 - December $807,894 $100,383 $707,511
2013 - November $801,347 $103,435 $697,912
2013 - October $785,181 $104,483 $680,698
2013 - September $761,872 $106,530 $655,342
2013 - August $765,889 $108,573 $657,316
2013 - July $753,761 $110,826 $642,935
2013 - June $741,243 $112,865 $628,378
2013 - May $734,382 $119,902 $614,480
2013 - April $720,334 $121,936 $598,398
2013 - March $710,057 $123,967 $586,090
2013 - February $706,242 $126,996 $579,246
2013 - January $690,131 $129,022 $561,109
2012 - December $677,059 $131,046 $546,013
2012 - November $679,847 $134,068 $545,779
2012 - October $681,479 $135,087 $546,392
2012 - September $652,760 $138,104 $514,656
2012 - August $649,885 $139,118 $510,767
2012 - July $643,366 $138,132 $505,234
2012 - June $602,215 $139,055 $463,160
2012 - May $623,647 $140,818 $482,829
2012 - April $630,991 $142,908 $488,083
2012 - March $633,060 $144,666 $488,394
2012 - February $622,596 $146,421 $476,175
2012 - January $602,713 $148,174 $454,539
2011 - December $613,488 $149,923 $463,565
2011 - November $617,112 $152,103 $465,009
2011 - October $586,985 $155,589 $431,396
2011 - September $608,808 $155,589 $453,219
2011 - August $614,945 $157,329 $457,616
2011 - July $638,160 $159,065 $479,095
2011 - June $637,424 $160,800 $476,624
2011 - May $646,160 $162,531 $483,629
2011 - April $653,672 $165,987 $487,685
2011 - March $641,490 $165,987 $475,503
2011 - February $633,432 $167,710 $465,722
2011 - January $628,660 $169,432 $459,228
2010 - December $620,016 $171,150 $448,866
2010 - November $618,660 $172,867 $445,793
2010 - October $600,611 $174,580 $426,031
2010 - September $584,420 $176,291 $408,129
2010 - August $584,472 $178,000 $406,472
2010 - July $565,467 $175,657 $389,810
2010 - June $588,179 $176,463 $411,716
2010 - May $590,449 $177,268 $413,181
2010 - April $600,108 $178,071 $422,037
2010 - March $601,591 $178,873 $422,718
2010 - February $582,193 $179,674 $402,519
2010 - January $585,600 $180,473 $405,127
2009 - December $597,970 $181,271 $416,699
2009 - November $595,871 $183,568 $412,303
2009 - October $581,485 $184,363 $397,122
2009 - September $556,301 $185,692 $370,609
2009 - August $546,763 $186,984 $359,779
2009 - July $520,051 $186,275 $333,776
2009 - June $525,478 $187,065 $338,413
2009 - May $506,258 $187,653 $318,605
2009 - April $489,753 $188,240 $301,513
2009 - March $464,841 $188,826 $276,015
2009 - February $494,614 $189,411 $305,203
2009 - January $515,330 $189,994 $325,336
2008 - December $519,762 $190,477 $329,285
2008 - November $531,464 $190,957 $340,507
2008 - October $491,971 $191,436 $300,535
2008 - September $530,587 $191,915 $338,672
2008 - August $529,760 $192,392 $337,368
2008 - July $531,092 $192,867 $338,225
2008 - June $567,707 $193,242 $374,465
2008 - May $578,043 $193,615 $384,428
2008 - April $563,691 $193,987 $369,704
2008 - March $545,621 $194,357 $351,264
2008 - February $556,325 $194,727 $361,598
2008 - January $581,970 $195,095 $386,875
2007 - December $595,592 $195,362 $400,230
2007 - November $586,928 $195,628 $391,300
2007 - October $603,825 $195,892 $407,933
2007 - September $580,726 $196,156 $384,570
2007 - August $571,284 $196,418 $374,866
2007 - July $584,076 $196,679 $387,397
2007 - June $583,451 $196,938 $386,513
2007 - May $585,220 $197,197 $388,023
2007 - April $573,438 $197,454 $375,984
2007 - March $557,055 $197,710 $359,345
2007 - February $563,263 $197,966 $365,297
2007 - January $554,593 $198,219 $356,374
2006 - December $568,080 $198,472 $369,608
2006 - November $557,774 $198,724 $359,050
2006 - October $548,863 $198,974 $349,889
2006 - September $542,640 $199,233 $343,407
2006 - August $523,093 $199,471 $323,622
2006 - July $524,552 $199,718 $324,834
2006 - June $545,590 $199,964 $345,626
2006 - May $554,854 $200,209 $354,645
2006 - April $545,786 $200,453 $345,333
2006 - March $541,303 $200,695 $340,608
2006 - February $534,797 $200,937 $333,860
2006 - January $520,668 $201,177 $319,491
2005 - December $530,284 $201,416 $328,868
2005 - November $522,462 $201,654 $320,808
2005 - October $515,429 $201,891 $313,538
2005 - September $505,477 $202,127 $303,350
2005 - August $501,459 $202,362 $299,097
2005 - July $498,894 $202,596 $296,298
2005 - June $490,576 $202,829 $287,747
2005 - May $477,920 $203,060 $274,860
2005 - April $479,073 $203,291 $275,782
2005 - March $487,119 $203,571 $283,548
2005 - February $481,994 $203,849 $278,145
2005 - January $485,176 $204,127 $281,049
2004 - December $465,505 $204,403 $261,102
2004 - November $453,880 $204,679 $249,201
2004 - October $453,358 $205,000 $248,358
2004 - September $247,997 $0 $247,997
2004 - August $231,682 $0 $231,682
2004 - July $231,551 $0 $231,551
2004 - June $231,942 $0 $231,942
2004 - May $226,172 $0 $226,172
2004 - April $229,640 $0 $229,640
2004 - March $228,071 $0 $228,071
2004 - February $219,801 $0 $219,801
2004 - January $220,471 $0 $220,471
2003 - December $215,211 $0 $215,211
2003 - November $211,074 $0 $211,074
2003 - October $213,630 $0 $213,630
2003 - September $212,188 $0 $212,188
2003 - August $201,733 $0 $201,733
2003 - July $206,802 $0 $206,802
2003 - June $102,949 $0 $102,949
2003 - May $93,676 $0 $93,676
2003 - April $94,219 $0 $94,219
2003 - March $87,363 $0 $87,363
2003 - February $80,355 $0 $80,355
2003 - January $77,640 $0 $77,640