JUNE 2021
CASH Cash includes half of joint account with Robert All my bank accounts Half of joint account with Inna My PayPal/Cash notes (Inna's bank accounts excluded)
STOCKS Stocks is holdings (and any cash in accounts) within ANZ Plus all holdings and cash within CommSec (CommSec is not half only as I funded it fully and it is all for House) And half of holding plus cash (now small amount of cash only) within Westpac Because only half will be sold for House mortgage
BONDS Bonds is Rental Bond $2200 Plus Land Deposit for House $32500 No more Loan to Inna so no longer relevant Bonds: $34700
REAL ESTATE Assume value of the IP is still only $550K
***Land should be settled in August and will be paid for in cash - there will be costs with this but overall networth will go up because the land is now worth more than contract price / Will reduce cash balance and deposit bond and pay fees to but will add value of the land as more like $380K (based on latest release for equivalent block) so networth will be up more / At this point may consider counting all of Inna's worth in as well - ie now a new joint entity and be done with it as already all blended****
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