Currency |
Australia Dollar - AUD |
Date Joined |
6/3/2018 |
Salary Range |
100,000 - 149,999 |
Occupation |
Computer Support & Services |
Age Range |
60-64 |
Cost Of Living |
High Cost Of Living (HCOL) |
About Me |
FT salaried employee (since 1984 when I graduated with a BAppSc), did some Grad Diplomas in IT, Math and Chemistry, did a MAstron and MFinPlan for 'fun'. Starting up a PT financial planning business as a 'side gig'. |
Best Financial Decision |
Spend less than I earn and make diversified investments for the long term. |
Worst Financial Decision |
Making speculative investments in timber/agriculture schemes (that went broke), but deciding against investing in Microsoft when it floated in 1986, or having a dabble with Bitcoin when it was around $10. |
Current Investing Strategy |
Maximize retirement savings via salary-sacrifice into our SMSF. Invest in index funds. Geared investment in a rental apartment. Slowly adding to an Investment Bond investment to become the core of a long-term Family Trust investment. |
How do you manage your finances? |
Budget and track using various spreadsheets. |
What tools do you use? |
Excel |
Favorite Authors |
William Bernstein |
Favorite Books |
Random Walk Down Wall Street, The Millionaire Next Door, Rational Expectations: Asset Allocation for Investing Adults |
Favorite Movies |
SF - Riddick Movies, The Martian, Enemy Mine, Blade Runner, Dark Star. |
Website |
https://www.enoughwealth.com |
Last Login |
9/2/2024 |
Budget |
View Budget |