| Cash did okay this month. I include an account I use for annual expenses and have always wondered if I should. This past month included my homeowners insurance premium... and sometime over the next couple months will include property taxes.
I'm happy to see retirement didn't LOSE money this month, but I sure contributed more than it went up.
Home held steady month over month for once - that's nice to see.
Cars are still paid for. Love saying that!
Mortgage and student loans continue to shrink. We are shifting our focus here ever so slightly. We're a fair amount ahead on student loans and have decided to let them sit and instead apply the same (small) amount towards our mortgage while still continuing to save at the same rate for our new car. The mortgage rate is substantially higher (not high enough for a refi to make sense - before you ask) than the student loans. If student loans ever readjust to some ridiculous rate, we'll just pay them off then. That's the "new" plan anyways... it's admittedly hairsplitting, and will save only a nominal amount on interest, but it sets us up in a position to start throwing some real money at our mortgage next spring as well as might give us some flexibility with the note holder should we lose an income in the meantime - perhaps that is wishful thinking though.
We got a bit sloppy with credit cards. Had a few impulsive toy purchases, the largest of which was a DSLR camera for the new baby. Anyhow, this is scheduled to be paid off today! |