| Drop in Cash because of paying ahead for a trip next summer. Can also expect it to drop further because I see a water heater replacement in our immediate future. Add that my wife is pushing for a new vehicle and that will take a large chunk from cash even though she is back to working part time to help fund it. Based on all that I see the cash dropping to half current value in short order. On the plus side I moved some money from cash to a Roth IRA. I used a payout of EE bonds earlier this year bought a long time ago. So long in fact they weren't paying interest any longer which is why I cashed them out. I debated between I bonds or Roth IRA and chose opening a Roth because I also plan to do some backdoor transfers from my traditional retirement account in the next few years. Speaking of retirement, that account is creeping back up as the market recovers a little. Added a bit to my home value again, seems prices have stabilized, though I am still undervaluing my home at the moment. I believe my next property assessment will be ugly given the rise in value. Otherwise looking forward to the holidays. |