girlnextdoor's Net Worth for July 2009

Assets Value Change ($) Change (%)
Cash $10,075 ($339) (3.26%)
Stocks $0 - -
Bonds $0 - -
Annuities $0 - -
Retirement $8,825 $486 5.83%
Home $0 - -
Other Real Estate $0 - -
Cars $0 ($3,050) -
Personal Property $0 - -
Other Assets $0 - -
$18,900 ($2,903) (13.31%)
Debts Value Change ($) Change (%)
Home Mortgage(s) $0 - -
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Cards $0 - -
Car Loans $0 - -
Other Debts $0 - -
Total Debts $0 - -
Net Worth $18,900 ($2,903) (13.31%)
*All values shown in USD ($)
The past few weeks have been a little rough. My car is in the shop and I'll likely be buying a new one (the repairs suggested would be more than my car is worth, and I don't have time to get other opinions - particularly since it won't start so I'll have to have it towed to multiple places to get said opinions). That's why I have changed the value of my car to "0" under assets, even though technically I still own it and it does have some worth. I have a friend who runs a junk yard, so I will probably ask him to sell my car for parts and keep whatever commission he feels appropriate. Also, I learned today that I'll have to turn my laptop back in to work, which means I need a new one within the next 2 weeks. I also will be looking for a new apartment before the end of this month. I /think/ I have figured out what I will do, and it will cost significantly less than expected, but I'm still a little nervous since I have these other expenses in the next few weeks also. I will also be taking out about $10k in student loans later this month. I don't plan on using nearly that much, but I decided it would be better to have the money and not need it than to need it but have declined my loan offers. So in August I will be back in debt for the first time in about six months, but it will also give me a nice cushion of available cash for school this fall. I'm much more grateful for this given that I will now need a new car and a new laptop before school starts next month. I'm grateful that my net worth hasn't fallen too much yet - I'm kind of dreading calculating it next month though, once I've paid for all of this stuff! Oh well, this is why you save in the first place, right? At least I know how I'm going to pay for the stuff, and I'm still in the positives. I guess things could be much worse.