girlnextdoor's Net Worth for June 2021

Assets Value Change ($) Change (%)
Cash $47,727 ($762) (1.57%)
Stocks $53,023 $86 0.16%
Bonds $0 - -
Annuities $0 - -
Retirement $671,517 $5,688 0.85%
Home $279,863 - -
Other Real Estate $0 - -
Cars $4,762 ($141) (2.88%)
Personal Property $15,750 - -
Other Assets $0 - -
$1,072,642 $4,871 0.46%
Debts Value Change ($) Change (%)
Home Mortgage(s) $0 - -
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Cards $0 - -
Car Loans $0 - -
Other Debts $0 - -
Total Debts $0 - -
Net Worth $1,072,642 $4,871 0.46%
*All values shown in USD ($)
We had every intention of buying a new (used) car last month, but given the insane prices in the used car market my husband insisted we wait until prices are reasonable again. It'll be a tight squeeze in our tiny Honda Fit after baby comes next month, but he's the one who is uncomfortable with a car seat behind his seat, so if he decides it's not worth the $$ for a different car, okay by me.

So I went ahead and threw enough into his Roth to max it out for the year last month (ahead of schedule).

Also filed my local taxes in the city where my old office is - I had been planning to owe ~1k but after speaking to a tax professional determined I don't actually owe $$ since I haven't been there since March of last year. It's not my company HQ, as I typically sit on site with one of our customers, so local tax isn't deducted from my pay or anything like that. I'm still WFH due to Covid, plus I'll be out for 12 weeks later this year on mat leave, plus my job has shifted so I probably won't be going on site much AFTER mat leave either ... so I don't really feel like I should owe the local tax anyway. I'm not doing any business there.


6/1/2021 10:26:12 AM girlnextdoor
As a side note - our home is now valued at ~290k on zillow. I haven't really decided how often to update home value, but I've been doing it ~every 6 months. We bought our house in July 2019 for $250k. I definitely don't think the current trend in home prices will continue, but I suspect the market will slow and level off as opposed to us seeing a drop in the next few years. I still haven't decided exactly how to think about home value in net worth. We don't plan to sell any time soon, so we don't plan to realize any value of the house for many years. But given a home is most people's largest asset, it also doesn't make sense to me to not count it or to not factor in current (best guess) value. Of course, if we start looking at early retirement we will not factor in home value into those calculations unless we plan to sell and use the $$ for other expenses.
6/1/2021 3:18:14 PM ZenFinance
I just increased the value of my properties even though I don't intend to sell. My view is simple, if you realize the value of stock fluctuations on a monthly basis then you should realize the value of RE on a normal basis. Now RE is much harder to value so I give it my best guess. I have personally found Zillow to be off on the valuations of my properties, sometimes by a big margin.