|2022 Wrap Up:
$12k to 2 Roths
$5.5k to 401(k)
$7k to HSA
$8k to 529s (my state's max tax deduction is $4k/kid)
$5k to post-tax brokerage acct
For a total of $37.5k on ~$110 income
And net worth still went down vs LY. Ugh.
Total spending was right around $70k.
(Of which, $14k was daycare costs! Part-time!! for two kids, and most of it at an in-home daycare. I expect $17-$20k in 2023 since the older one will be doing preschool at a center 3 days/week now.)|