Six-month emergency fund is fully funded again, allowing us to resume making extra payments on student loans, and employer student loan repayment assistance also started this month! Six months of catch-up payments were made. I also applied the third, “extra” paycheck of this month entirely to student loans as well since our budget is based on two paychecks/month. Since June 2019, our net worth improved by about $56,000, about 52% of what’s left over of our take-home pay after sending money to our parents. |