|A few end of year numbers that I have from my spreadsheet:
38K increase in available cash held assets (includes anything easily converted to cash not in retirement account). Represents a 39% increase in assets of this type.
76K increase in all cash held assets (includs retirement). Represents rougly a 30% increase in assets of this type.
37K increase in retirement account. Represents a 31% increase.
Still to do is figure out the breakdown of contributions to investment value increases. I imagine it will be something like 50/50.
Doing a little analysis, I am having a little trouble accounting for about 10K-15K of spending. Would have thought my cash savings would have been between 45-50K. I can't remember if I paid off my car this year or the previous though (looks like I might have in January, but can't find the records right now). That would leave things correct for my average spending and a couple of big purchases (furniture, computer, and Auto repair).
The first half of 07 will not be a good savings period, I have several major purchases coming:
1) Appliances and other home upgrades to prep home for sale. Budget 6500-8500.
2) Car repair (car needs body work, some of it is covered by insurance, other will be out of pocket)
3) A misc 7500 expense, plus another few expenses associated with that... |