| Well now, that's more like it.
Now that my full-time status is in effect, I don't have to worry about deductions anymore (although I will have to put out for Q3 in September, blah). The stock market made a nice turn-around, plus I cut off ALL spending for the month. If I keep it up, my credit card debt should be back down under $300, where I'd like it to stay for a while.
I almost ended up buying a 3-story townhome in July, but it was a short sale. And unfortunately my best offer, while modestly higher than the asking price, still came up a little short as far as the bank was concerned. It ended up falling through, but I've learned a lot about the whole process, and it's nice to know I can be approved for a loan in short order, once I do find something. I'll keep on the lookout.
The current goal is to have a dedicated 6-month "emergency" fund in case I ever run into hard times. (Right now it's at 3 months.) That should be complete by November, so I'll be in a much stronger position to purchase a home and not freak out about it. |