kinless' Net Worth for January 2014


Assets Value Change ($) Change (%)
Cash $53,862 ($187) (0.35%)
Stocks $0 - -
Bonds $0 - -
Annuities $3,903 $50 1.30%
Retirement $70,973 ($1,978) (2.71%)
Home $453,000 $5,500 1.23%
Other Real Estate $0 - -
Cars $6,000 - -
Personal Property $18,000 - -
Other $90 - -
$605,828 $3,385 0.56%
 
Debts Value Change ($) Change (%)
Home Mortgage(s) $299,453 ($547) (0.18%)
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Cards $1,619 ($878) (35.16%)
Car Loans $0 - -
Other $0 - -
Total Debts $301,072 ($1,425) (0.47%)
Net Worth $304,756 $4,810 1.60%
*All values shown in USD ($)
Notes:
The stock market started out poopy, but the house continues in the proper direction. Give here, take there, and that's how this game works. I was given a modest raise at work to help offset having to purchase individual health, dental, and vision insurance. (No more group plans.) Unfortunately I don't get a tax-deduction benefit this way, therefore taking a sizable hit to take-home pay. I'll just have to continue stepping it up with side jobs, most notably music gigs, whenever and wherever I can. I never factor those in for the year; I only budget with what's guaranteed to come in. Keeps me out of trouble that way! I've also increased monthly investments to the Roth IRA, now at $300/month. That amount will keep increasing every 6 months until it reaches the max annual contribution, which is still a few years away. Finally, I also think it's time to go on a little spending fast for February. Haven't been able to get my credit cards close to sub-$1000 for quite a few months. Since I never carry over debt, this means I've been charging a little more than I'd like. Let's see what I can get away with...

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