kinless' Net Worth for January 2018

Assets Value Change ($) Change (%)
Cash $93,906 $1,066 1.15%
Stocks $0 - -
Bonds $0 - -
Annuities $6,494 $56 0.87%
Retirement $134,140 $7,792 6.17%
Home $576,500 $2,000 0.35%
Other Real Estate $0 - -
Cars $2,200 ($100) (4.35%)
Personal Property $17,000 - -
Other $750 $750 -
$830,990 $11,564 1.41%
Debts Value Change ($) Change (%)
Home Mortgage(s) $271,446 ($639) (0.23%)
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Cards $1,331 ($121) (8.33%)
Car Loans $0 - -
Other $0 - -
Total Debts $272,777 ($760) (0.28%)
Net Worth $558,213 $12,324 2.26%
*All values shown in USD ($)
Operation "TrimFat" for 2018 is still in progress, but that checklist should hopefully be finished by the end of Q1. Items completed: I moved a bulk of cash from Chase to Ally, thanks to the latter's much better savings rate. My new Bronze 60 HDHP is in force, coupled with the new HSA that will reduce taxable income. (HSA funds will be listed in "Other Assets" above, since I'm not quite sure what category that should be placed.) I've also changed my cellular plan, increasing benefits while reducing my monthly bill (should have done that sooner). Items pending: I've installed an OTA antenna in the attic and will "cut the cord" to my cable TV plan in the next 30 days. I've also removed collision coverage from my auto insurance, effective in March, seeing as the car is 14 years old and not valued enough for any decent benefits. Finally I'm still on track to transfer my dormant Profit Sharing 401k to an SEP and resume monthly contributions. This may stretch into April, depending on how fast my buddy can get CPA-certified. In other news, you've all seen the stock market, responsible for everyone's rapid-fire gains in that arena. It's a probable bet it won't last, but I'm not in any position to be timing the market. I just let things ride and count on the dollar-cost averaging do its thing. Home values keep edging up as well, which for my area is also dangerously high. It's a jump in net worth at any rate, for now...