The end of the year has come, and with that some more recalibration! Due to extra Christmas gigs and a modest year-end bonus I paid off all credit cards for the year and shored up the bank accounts, in preparation for transfers in January. Some of the cash earns little to nothing, so it's better for it to be over on the investment/savings side, at least matching the inflation rate!
I'll be contributing to a new HSA at Fidelity, all at once instead of monthly. Same goes for the SEP, which will be figured out at tax time. A chunk of savings will be transferred to Ally where it'll earn more interest. I'll also be looking at more short term bond investing this year. Incremental steps is how I roll.
The everlasting computer migration is 95% complete, but that was enough for me to switch away from the 12-year-old machine (which now has a hard time staying usable). I have a new primary workhorse that will hopefully last me 4 years or so until I can get one of those super powerful workstations. May invest in a few more hardware/software choices in the meantime, but I'm back in business!
Hoping 2020 does us all well! |