|United States Dollar - USD
|100,000 - 149,999
|Arts, Entertainment & Media
|Cost Of Living
|Medium Cost Of Living (MCOL)
|Dual income couple with one toddler. I have irregular income from multiple sources, wife has traditional job. We've traded on/off as the primary breadwinner but most importantly we treat everything as a team effort.
|Why I Joined
|I enjoy seeing what other people are doing with their money, and I share my own to keep it fair!
|Best Financial Decision
|Getting my act together while still under 30! Paid off the credit cards and student loans and got/stayed on the right track.
|Worst Financial Decision
|Not putting at least some money in a Roth IRA while working in my teen years and early 20s.
|Current Investing Strategy
|Save and invest 30% of gross income annually into total market index funds. 2/3 domestic stocks, 1/3 international stocks; the time for bonds is later, to reduce sequence of returns risk. Build a secure future for our young family through having the options that these resources provide. Retire early? Maybe... but most important is to work on things we value, on our own terms.
|What tools do you use?
|Mint (RIP!), spreadsheets.
|Mr. Money Mustache, the Money Guy Show
|This user has not created a budget