|Other is 529.
2017 will be a great year, I think.
We are currently saving up cash for 2 reasons: (1) the stock market is overvalued and anyone can see that; and (2) we are saving up for a down payment. The Los Angeles housing market also seems to be in a major bubble. While we're not messing with our retirement accounts, we are holding off on adding to taxable investment accounts and will hopefully be able to capitalize on some sort of correction in the stock market and/or housing. I don't really feel like we are trying to "time the market," because we are really just saving up for a down payment and are still fully funding our retirement accounts. That being said, I might put some of that cash to work if there is a correction.|