| Had to put a large deposit down for new apartment we are moving to due to wife's new job across town. Hopefully this will be offset at least partially by the returned deposit for our current rental, but expecting to spend a few thousand on movers next month too. Fortunately, we have avoided most of this stock market correction because we moved to mostly cash in one of our retirement accounts and our after-tax investment accounts a while back in anticipation of the correction. Another self-directed IRA worth $125k was invested with a multi-family real estate syndicator. So, even though our net worth went down this month due to our move, it could have been much worse if we had more market exposure. Overall, we had a good year, with our net worth increasing over $90k. Hopefully 2019 will be another productive year, although I expect there will be more economic and political turmoil. The current plan is to remain in mostly cash and save as much as possible as a buffer against the turmoil and for buying assets at a discount. I expect that people who have cash available in the next one or two years will see great opportunities to buy at a discount. |