2015 was a rough ride for the stock market as we all know.
Retirement account ROI for 2015 was a slight loss - boo!
Hoping the interest rate increase will soon give a slight boost to our cash ROI.
Still maximimizing 401k contribs as well as saving as much cash as possible for our 'freedom fund' - $4K/month.
Other is cash value of term and whole life insurance policies.
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