| So for the first time in my life, I am actually itemizing all of my expenses. I realized that after I departed Korea and lost some of my overseas entitlements, I don't have as much disposable funds as before. My assessment shows that I should have enough disposable income, especially to pay down my card debt. Reality has shown that I am closer to spending as much as I am making. As such, the purpose of my itemization of all of my expenses is to see where I can cut the "fat" so I can work on being financially healthy again. We will see what happens next month : ) |