|As of September 30. It might not be reflected in the bottom-line figure but this was a fantastic month for earnings - the best in about 4 years. I navigated the onslaught of unavoidable expenses in the first half of the month, and managed to attain quite a respectable S&I rate of 57.49% for the month. I'm now at 37.81% for the year so far and aim to bring it above 40 for the Calendar year.
It took a little longer than I'd hoped but I finally feel that my Personal Finance recovery has taken root, and that I've now got some solid ground under my feet: My "liquid reservoir" has hit comfort levels, and my Y-T-D income is in line with my most optimistic model for the year. It is absolutely imperative that I maintain focus and intensity over the course of the next 3 months, continue to grow Income and keep expenses in check. I do need to pile up the cash so that I'll be able to purchase a much-needed vehicle by February of next year without gasping for breath.
I am beautifully poised for a take-off.