|Sept. 30. Another quite unforgiving month with anaemic earnings and out-of-control expenses combining to result in a second consecutive month of net draw down on savings. It's worse than that, actually: My savings having vanished in August, I was actually forced to borrow from my brokerage Account to meet personal expenses in September. This is my definition of a cash flow crisis. Things must turn around. Earnings MUST surge in Q4 and spending MUST be kept under control.
Outside of my liquidity crisis, I am actually on track to meeting most of my financial targets for the year. One final effort, one almighty heave in Q4 and this year could yet turn out to be quite a financial success. |