|2022 is the first year that NW has decreased since I started tracking around 2013 or so. Official loss was -1.21%. Read that the average household saw a -20% drop, so we are fortunate in that sense. |
Predicting a modest 5% gain for FY23, but seeing the wheels continue to come off the financial market, housing market, and car values. Will also look to be cutting spending (as will everyone else) if NW continues to drop and inflation keeps roaring.