so the 1st of the year we adjusted the house and cars values. We are just using the Zillow home value at this point. I even took it down about 20k from what they say as I am not at all sure our house would sell for that. We have been toying with refinancing the house to pay off our 401k loans, but I think we have settled on using our brokerage account as a place to save up for it. So hopefully that will happen by the end of the year. I am also adjusting our budget to start saving up money again. Having next to no cash on hand is getting old. |