Net Worth Comparison

MinnieOnCam's Profile

Currency
Canada Dollar - CAD
Date Joined
8/26/2023
Salary Range
30,000 - 39,999
Occupation
Unknown/Other
Age Range
35-39
Cost Of Living
Very High Cost Of Living (VHCOL)
About Me
I'm pursuing financial independence living with a disability, eligible for Ontario Disability Support Program (ODSP) and other Candian disability benefits.
Why I Joined
To keep myself accountable as I become financially independent and transition off Ontario Disability Support Program (ODSP) and become millionaire. Very inspired by Dave Ramsey baby steps and proven results from hundres of families.
Best Financial Decision
Sticking with the Dave Ramsey 7 Baby Steps Plan and creating a zero-based budget.
Worst Financial Decision
Listening to broke people, or people who have an opinion about Ontario Disability Support Program or people who think you can only be wealthy from family money.
Current Investing Strategy
* Understand all the financial limitations created by Ontario Disability Support Program
* Create and stick with a Zero Based Budget
* Keep debt at a Low or Zero balance.
* Save and invest Monthly
* Max out Investments (RDSP, RRSP, TFSA and FHSA)
*Invest in non-registered, taxable account
How do you manage your finances?
Monthly I create a zero-based budget before the month begins.

Budget categories
* Business
* Housing
* Lifestyle
* Transportation
* Savings
* Investing
* Debt

I work with a certified financial planner who reviews the performance of my portfolio regularly.

I educated myself on the Canadian financial system, and understood I would need credit to enter into home ownership.
What tools do you use?
I have multiple GoogleSheets (Budget, Net Worth Tracker, Commission Income Tracker)
I track my spending using the app Every Dollar, I file my taxes using TurboTax Full Service Self-Employed.
I need financial help with...
Navigating financial stability and transition out of ODSP is something I do on my own, but I've recently interviewed financial coaches I think one can help guide me through the process.

Too many people who don't live with a disability have no idea what it means to live low income and still be expected to be financially self-sufficient.
Favorite Authors
Suze Orman, David Bach, Gail Vaz Oxlade, Dave Ramsey, Ramit Sethi. Brain and Preston - Money Guy Show, Brand Bruchard Growth Day Masterclass
Favorite Books
Everything Gail Vaz Oxlade, and Dave Ramsey, You are a badass series. and more.
Favorite Movies
TV Series, Nip/Tuck, Grimm, Lucifer, and there is more. I read and watch tv.
Website
https://www.youtube.com/@MinnieOnCam
Last Login
5/20/2024
Budget
This user has not created a budget
Net Worth Entries
All values shown in CAD ($)
2024 - April $88,302 $16,800 $71,502
2024 - March $91,658 $15,802 $75,856
2024 - February $90,391 $13,795 $76,596
2024 - January $85,998 $13,699 $72,299
2023 - December $81,214 $13,746 $67,468
2023 - November $80,429 $13,430 $66,999
2023 - October $65,875 $13,419 $52,456
2023 - September $66,494 $13,554 $52,940
2023 - August $69,774 $11,552 $58,222