|I was scheduled to make my final car payment in May, but decided to go ahead and pay it off now so that budgeting will be more fun for the next few months. :) (Yay for all of those 0s in the "Debts" column!)
I learned that my 403(b) sends paper statements quarterly (I was under the impression that they were going to be monthly, and I didn't receive one AT ALL for the first year), so that part of retirement is accurate as of 31 December.
I spent nearly $500 in the first 2 weeks of January on semi-routine things: doctor visits, car repair, etc.
Side note: credit card raised my limit by a few hundred dollars. I never carry a balance, so I don't include it in these calculations, but this will be nice for my credit score.|