FatStacks' Net Worth for July 2023

Assets	Value	Change ($)	Change (%)
Cash	$3,254	($1,185)	(26.70%)
Stocks	$157	$19	13.77%
Company equity	$26,081	-	-
HSA	$17,471	$454	2.67%
Cars	$50,438	-	-
Home	$210,000	-	-
Cryptocurrency	$19,668	$986	5.28%
Roth IRA	$228	$13	6.05%
401k - Traditional	$335,214	$17,967	5.66%
401k - Roth	$23,957	$1,230	5.41%
401k - Trad. (spouse)	$18,540	$1,125	6.46%
Profit Sharing (spouse)	$58,438	$2,274	4.05%
Boat	$58,200	-	-
Total Assets	$821,646	$22,883	2.86%

Debts	Value	Change ($)	Change (%)
Home Mortgage (15yr 3%)	$108,437	($641)	(0.59%)
Student Loans (2.8%)	$4,028	($134)	(3.22%)
CC (0% pay off evry mnth)	$915	($140)	(13.27%)
Car Loan (72mo 3.82%)	$47,259	($836)	(1.74%)
Furniture (0%)	$2,571	($118)	(4.39%)
HELOC (8.25%)	$36,975	$1,000	2.78%
Total Debts	$200,185	($869)	(0.43%)
Net Worth	$621,461	$23,752	3.97%
^*All values shown in USD ($)

Notes:
Finally cracked the elusive 600k mark this month. It's been a long road since 500k. Updated HELOC interest rate due to the Fed's July interest rate increase. Week-long boating vacation this month. Estimating: $350 truck fuel round-trip $750 for boat fuel $300 groceries $600 drinking/eating out Actual vacation expenses: $250 for truck fuel round-trip $1,300 for boat fuel. We left for the trip low on boat fuel and came home with a full tank $2,000 groceries/drinking/eating out/shopping 😲 We stayed 2 days longer than we normally do and I severely underestimated how much we would spend at restaurants/bars. We came home with a full tank because we blew up an engine on our last day 😭 That's going to be several thousands to repair. That's a future-me problem I don't want to think about right now. General boat expenses: $185.82 ($40 was for a boater safety course which might let me shave a bit off my insurance next year, and $32 for a new tool) Pulled $1000 out of the HELOC to cover vacation. If I hadn't put $1000 into crypto last month, I'd have been okay. I consider it a wash. Paid off the 2nd half of my dental work this month (HSA). 529: $61,203 FICO: 864

Notes:

Finally cracked the elusive 600k mark this month. It's been a long road since 500k.

Updated HELOC interest rate due to the Fed's July interest rate increase.

Week-long boating vacation this month. Estimating:
$350 truck fuel round-trip
$750 for boat fuel
$300 groceries
$600 drinking/eating out

Actual vacation expenses:
$250 for truck fuel round-trip
$1,300 for boat fuel. We left for the trip low on boat fuel and came home with a full tank**
$2,000 groceries/drinking/eating out/shopping 😲

We stayed 2 days longer than we normally do and I severely underestimated how much we would spend at restaurants/bars.

**We came home with a full tank because we blew up an engine on our last day 😭
That's going to be several thousands to repair. That's a future-me problem I don't want to think about right now.

General boat expenses: $185.82 ($40 was for a boater safety course which might let me shave a bit off my insurance next year, and $32 for a new tool)

Pulled $1000 out of the HELOC to cover vacation. If I hadn't put $1000 into crypto last month, I'd have been okay. I consider it a wash.

Paid off the 2nd half of my dental work this month (HSA).

529: $61,203
FICO: 864

FatStacks' Net Worth for July 2023

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