Fully moved into our new house and getting settled in. Time to explain my debt as that's the elephant in the room. As I stated in my last post, the $5K personal loan is a 0% from my mom as a extra cash float. I think I will be paying that back in January as its not needed. Credit Cards, I pay off monthly, but since we just moved I'm spending more than usual (Example: I bought a Freezer, and put a deposit down on 1/2 of a cow). We moved in and the furnace broke, so instead of fixing the blower for $1500, I just replaced the the 17 year old unit with a new one. That has a 0% rate for 36 months. Lastly the furniture was both living room and family room couches and chairs. 0% interest for 12 months. I will be paying both those debts off before the interest kicks in.
Stock market has obviously been slumping so retirement accounts sank a bit, however in my brokerage I have some crypto and that has rebounded nicely a bit.
Hope everyone has a good month and here's to a November bounce back to the market (however I doubt it). |